Creating Client Value Through
Fee-Only Insurance Advice

At-a-Glance: Fee-Only Life Insurance Advice

Life Insurance Today: The Realities

• When thinking about life insurance, consider three realities:
  
  
  • Life insurance is one of the most complicated financial products available today.
    
    
  • Most people do not like to think about life insurance, and like drafting a will, often procrastinate in addressing this topic.
    
    
  • The life insurance industry is dominated by commission-based providers.
    
    
• Even the most well-intentioned insurance agents suffer from an inherent conflict of interest because they are compensated based on what they sell.
  
  
• Without an advocate that is looking out for their best interests, insurance consumers are at the mercy of their insurance agents and the companies represented by those agents.
  
  
• Consumers have few places to turn to for unbiased advice.

What are fee-only life insurance advisors?
Why do I need fee-only life insurance advice?
How does fee-only life insurance counsel work?