Creating Client Value Through
Fee-Only Insurance Advice

READ...
Inflation's Toll on Annuities in Financial Advisor magazine.

About life settlement regulations in Agent's Sale Journal.

Market Hits 'Universal Life' Policies in the WSJ.

Will Your Insurer Be Able to Pay Your Annuity? In Smart Money.

The Insurance Forum: A Bear Market Bailout for the Life Insurance Industry.

Services for Clients With Existing Insurance

  • Evaluate current policy pricing versus replacement alternatives

  • Assess impact of health changes on insurance program

  • Maximize policy value through astute management of policy loans and non-guaranteed values

  • Determine probabilities of failure for variable life policies under various funding strategies

  • Perform policy valuations

  • Investigate ownership/beneficiary issues and potential tax ramifications

  • Analyze desirability of selling policy, including negotiating a commission-free sale to life settlement companies

  • Evaluate existing BOLI/COLI policies and investigate improvement opportunities

  • Help other fiduciaries satisfy fiduciary obligation to clients through optimal policy management and identification of improvement opportunities

Contact us to learn more about how we can help with important insurance decisions.

scottwitt@wittactuarialservices.com
P 414.525.8212   F 414.433.1864