Services for Clients With Existing Insurance
- Evaluate current policy pricing versus replacement alternatives
- Assess impact of health changes on insurance program
- Maximize policy value through astute management of policy loans and non-guaranteed values
- Determine probabilities of failure for variable life policies under various funding strategies
- Perform policy valuations
- Investigate ownership/beneficiary issues and potential tax ramifications
- Evaluate viability of selling policy to a third party and analyze appeal of settlement offers.
- Evaluate existing BOLI/COLI policies and investigate improvement opportunities
- Help other fiduciaries satisfy fiduciary obligation to clients through optimal policy management and identification of improvement opportunities