Existing Insurance

Services for Clients With Existing Insurance

  • Evaluate current policy pricing versus replacement alternatives
  • Assess impact of health changes on insurance program
  • Maximize policy value through astute management of policy loans and non-guaranteed values
  • Determine probabilities of failure for variable life policies under various funding strategies
  • Perform policy valuations
  • Investigate ownership/beneficiary issues and potential tax ramifications
  • Evaluate viability of selling policy to a third party and analyze appeal of settlement offers.
  • Evaluate existing BOLI/COLI policies and investigate improvement opportunities
  • Help other fiduciaries satisfy fiduciary obligation to clients through optimal policy management and identification of improvement opportunities