New Insurance

Services for Clients Considering New Insurance

  • Assess amount and type of coverage required
  • Evaluate reasonableness and pricing of life insurance illustrations
  • Examine the entire spectrum of available companies and policies
  • Maximize client value by minimizing or eliminating agent commissions
  • Determine probabilities of failure for variable life policies under various funding strategies
  • Evaluate premium financing proposals
  • Analyze risk/reward potential of life insurance as an investment
  • Evaluate BOLI/COLI proposals
  • Help other fiduciaries satisfy fiduciary obligation to clients by avoiding pitfalls and improving policy values