Services for Clients Considering New Insurance
- Assess amount and type of coverage required
- Evaluate reasonableness and pricing of life insurance illustrations
- Examine the entire spectrum of available companies and policies
- Maximize client value by minimizing or eliminating agent commissions
- Determine probabilities of failure for variable life policies under various funding strategies
- Evaluate premium financing proposals
- Analyze risk/reward potential of life insurance as an investment
- Evaluate BOLI/COLI proposals
- Help other fiduciaries satisfy fiduciary obligation to clients by avoiding pitfalls and improving policy values